money · tool no. 70Effective Interest Rate Calculator

Find the true yearly interest rate

The true yearly rate once monthly, quarterly or daily compounding is counted.

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keyboard tricks

GST (new)

Add GST to a price or take it out, with the CGST and SGST split. Uses the rates in force since 22 Sep 2025.

SIP (new)

What a monthly SIP could grow to at an expected yearly return. The return is an estimate, not a promise.

Step-up SIP (new)

A SIP that grows by a set percentage every year: total invested and estimated final value.